Bond & transfer cost calculator

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Our calculator can help you determine your potential bond and transfer costs on your new home to better equip your financial planning.
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Cost Breakdown

Transfer Costs
The tax you pay to the South African government to transfer a property into your name. This tax is based on the purchase price and properties bought for less than R1,000,000 are exempt.
Transfer Duty
0
These are the fees payable to the attorney responsible for transferring ownership of the property into the buyers name.
Transfer Fees
0
Fees paid to the transferring attorney who pays the fees over to the deeds office.
Deed Office Levies
0
Sundry charges incurred during the transfer process. Based on estimates.
Deed Office Search
0
Sundry charges incurred during the transfer process. Based on estimates.
Postage & Petties
0
Sundry charges incurred during the transfer process. Based on estimates.
Electronic Document Fee
0
Sundry charges incurred during the transfer process. Based on estimates.
FICA
0
Levied by transferring attorney but paid over to local municipality.
Rates / Levies Clearance Certificate
0
Levied by transferring attorney but paid over to local municipality.
Pro-Rate Rates / Levies
0
Applicable if the transferring attorney is VAT registered and raised on most transfer and bond costs. Transfer Duty, Deed Office Levies and Rates & Taxes are not subject to VAT.
VAT
0
Total Transfer Costs
R 0
Bond Costs
These fees are paid to the transferring attorney for registering the bond over your property.
Registration Fees
0
Fees paid to the transferring attorney who pays the fees over to the deeds office.
Deed Office Levies
0
Sundry charges incurred during the bond registration process. Based on estimates.
Deed Office Search
0
Sundry charges incurred during the bond registration process. Based on estimates.
Postage & Petties
0
Sundry charges incurred during the bond registration process. Based on estimates.
Electronic Document Fee
0
Sundry charges incurred during the bond registration process. Based on estimates.
FICA
0
Sundry charges incurred during the bond registration process. Based on estimates.
Insurance Certificate
0
Fee charged by the bank when you open a home loan account. Usually added to the bond amount and therefore is repaid in monthly instalments over the entire bond period.
Bank Initiation Fee
0
Applicable if the transferring attorney is VAT registered and raised on most transfer and bond costs. Deed Office Levies are not subject to VAT.
VAT
0
Total Bond Costs
R 0
The estimates are provided for general information purposes and should be used as a guide only. While every effort to ensure the accuracy of our Bond & Transfer Cost Calculator has been made, and its subsidiaries cannot be held liable for errors or omissions contained herein.
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PLEASE NOTE: We only operate in Randburg, Sandton, Fourways and Roodepoort.
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